Refund Policy

Last updated: December 24, 2025

⚠️ Important Notice

Virtual Library operates with a NO REFUND POLICY. All payments are final and non-refundable once processed.

Overview

At Virtual Library, we are committed to providing exceptional value and high-quality services. However, please understand that all sales are final. We do not offer refunds, cancellations, or exchanges once payment has been completed.

Why No Refunds?

Once you join Virtual Library, you immediately gain access to:

  • 24/7 virtual study rooms (Google Meet sessions)
  • Exam-specific WhatsApp and Telegram groups
  • Study materials, resources, and community support
  • Mental health sessions and mentorship programs

Since these services are delivered instantly and cannot be "returned," we maintain a strict no-refund policy.

Please Review Before Payment

We strongly encourage you to carefully review the following before making a payment:

✓ Review Our Website

Explore all sections of our website to understand what services and features are included in your membership.

✓ Check the Services Offered

Ensure that the virtual study space, group access, and other features meet your requirements and expectations.

✓ Read Terms & Conditions

Thoroughly read our Terms & Conditions to understand your rights, responsibilities, and code of conduct.

✓ Review Privacy Policy

Understand how we collect, use, and protect your personal information by reading our Privacy Policy.

✓ Contact Us First

If you have any questions, doubts, or concerns, please contact us via WhatsApp or email before making a payment. We're happy to help!

By proceeding with payment, you acknowledge that you have reviewed all information and agree to our no-refund policy.

Exception: Duplicate Payments Only

The only exception to our no-refund policy is in the case of accidental duplicate payments:

Duplicate Payment

If you accidentally made multiple payments for the same service (e.g., charged twice due to a technical error), the duplicate amount will be refunded within 7-10 business days upon verification.

Important: You must contact us immediately with your transaction details and proof of duplicate payment.

No Refunds For

We do NOT provide refunds for:

  • Change of mind after payment
  • Personal circumstances or inability to use the service
  • Failure to attend Google Meet sessions or participate in groups
  • Voluntarily leaving WhatsApp or Telegram groups
  • Removal from groups due to violation of Terms & Conditions or Code of Conduct
  • Exam performance or results not meeting your expectations
  • Internet connectivity or device compatibility issues on your end
  • Not utilizing the services or resources provided
  • Deciding to use alternative study methods or platforms

Disputes & Chargebacks

Initiating a chargeback or payment dispute without contacting us first is considered a violation of our terms. If you file a chargeback:

  • Your access to all services will be immediately suspended
  • You will be removed from all WhatsApp and Telegram groups
  • You will be permanently banned from rejoining Virtual Library
  • We may take appropriate legal action if necessary

If you have any payment concerns or issues, please contact us directly first. We're here to help resolve any genuine problems.

Contact Us

For refund requests or questions about this policy, please contact us:

Amendments to This Policy

We reserve the right to modify or update this Refund Policy at any time without prior notice. Any changes will be effective immediately upon posting on our website. It is your responsibility to review this policy periodically. Your continued use of our services after changes are posted constitutes acceptance of the updated policy.

💚 Our Commitment to You

While we maintain a no-refund policy, we are fully committed to providing exceptional value and support. Our goal is to create a productive, focused, and supportive virtual study environment for all members. If you have any questions, concerns, or technical difficulties, please don't hesitate to reach out to us. We're here to ensure you have the best possible experience! 🎯